|
Yearly Budget
As the one in charge of the home finances you are responsible for creating a yearly budget every year. The attached Yearly Budget template will help you structure your yearly budget in the preferred format for when you go before the bank for approval of a loan.
Free Sample Template
Format: Word PDF
# of Pages: 3
Printable: Yes
|
|
| |
|
|
|
|
Yearly Budget
Budget for the year of: _______________
|
Category
|
Yearly Budget
|
Yearly Actual
|
Difference
|
Notes
|
|
Income
|
|
|
|
|
|
Yearly pay after taxes
|
|
|
|
|
|
Child support received
|
|
|
|
|
|
Other income
|
|
|
|
|
|
Total Yearly Income
|
|
|
|
|
|
Expenses: Housing
|
|
|
|
|
|
Mortgage or rent
|
|
|
|
|
|
Real estate property tax
|
|
|
|
|
|
Personal property tax
|
|
|
|
|
|
Homeowner’s insurance
|
|
|
|
|
|
HOA fees
|
|
|
|
|
|
Total Housing Expenses
|
|
|
|
|
|
Expenses Utilities
|
|
|
|
|
|
Electric
|
|
|
|
|
|
Gas / Heating oil
|
|
|
|
|
|
Water / Sewage
|
|
|
|
|
|
Telephone
|
|
|
|
|
|
Trash Collection
|
|
|
|
|
|
Cable TV
|
|
|
|
|
|
Internet provider
|
|
|
|
|
|
Cell Phone
|
|
|
|
|
|
Total Utility Expenses
|
|
|
|
|
|
Expenses Health / Medical
|
|
|
|
|
|
Medical Insurance
|
|
|
|
|
|
Dental Insurance
|
|
|
|
|
|
Doctor / lab work
|
|
|
|
|
|
Dentist
|
|
|
|
|
|
Orthodontist
|
|
|
|
|
|
Therapist
|
|
|
|
|
|
Eyeglasses / Contacts
|
|
|
|
|
|
Emergency / Hospital
|
|
|
|
|
|
Medications
|
|
|
|
|
|
Other
|
|
|
|
|
|
Total Health/Medical Expenses
|
|
|
|
|
|
|
|
|
Category
|
Yearly Budget
|
Yearly Actual
|
Difference
|
Notes
|
|
Expenses: Transportation
|
|
|
|
|
|
Car payments
|
|
|
|
|
|
Car insurance
|
|
|
|
|
|
Car maintenance
|
|
|
|
|
|
Mass transit costs
|
|
|
|
|
|
Gas
|
|
|
|
|
|
Parking / tolls
|
|
|
|
|
|
Tags / inspection
|
|
|
|
|
|
Total Transportation Expenses
|
|
|
|
|
|
Expenses: Credit Cards, Loans
|
|
|
|
|
|
Credit Card:
Balance:
|
|
|
|
|
|
Credit Card:
Balance:
|
|
|
|
|
|
Credit Card:
Balance:
|
|
|
|
|
|
Student Loans
|
|
|
|
|
|
Legal Fees
|
|
|
|
|
|
Child support
|
|
|
|
|
|
Total Credit Cards/Loans/
Other Balances and Fees
|
|
|
|
|
|
Expenses: Food and Entertainment
|
|
|
|
|
|
Groceries
|
|
|
|
|
|
Meals out
|
|
|
|
|
|
Entertainment (movies, etc.)
|
|
|
|
|
|
Hobbies
|
|
|
|
|
|
Total Food and Entertainment
|
|
|
|
|
|
Expenses: Children
|
|
|
|
|
|
Child care
|
|
|
|
|
|
School tuition
|
|
|
|
|
|
Lunch money
|
|
|
|
|
|
School supplies
|
|
|
|
|
|
Lessons/sports
|
|
|
|
|
|
New clothing
|
|
|
|
|
|
Personal grooming
|
|
|
|
|
|
Allowances
|
|
|
|
|
|
Other
|
|
|
|
|
|
Total Children Expenses
|
|
|
|
|
|
Expenses: Personal
|
|
|
|
|
|
Dry cleaning/laundry
|
|
|
|
|
|
Personal grooming
|
|
|
|
|
|
New clothing
|
|
|
|
|
|
Total Personal Expenses
|
|
|
|
|
|
|
|
|
Category
|
Yearly Budget
|
Yearly Actual
|
Difference
|
Notes
|
|
Expenses: Savings/Large Expenses
|
|
|
|
|
|
Savings amount going into an account every month
|
|
|
|
|
|
Holiday gifts, birthday, etc.
|
|
|
|
|
|
House maintenance/repairs
|
|
|
|
|
|
Furniture
|
|
|
|
|
|
Charity/church
|
|
|
|
|
|
Vacation
|
|
|
|
|
|
Total Savings/Large Expenses
|
|
|
|
|
|
Total Yearly Income
|
|
|
|
|
|
Total Yearly Expenses
|
|
|
|
|
|
Difference
|
|
|
|
|
|
|
|
|
|
