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Yearly Budget
As the one in charge of the home finances you are responsible for creating a yearly budget every year. The attached Yearly Budget template will help you structure your yearly budget in the preferred format for when you go before the bank for approval of a loan.
Free Sample Template
Format: Word PDF
# of Pages: 3
Printable: Yes
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Yearly Budget
Budget for the year of: _______________
Category
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Yearly Budget
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Yearly Actual
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Difference
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Notes
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Income
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Yearly pay after taxes
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Child support received
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Other income
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Total Yearly Income
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Expenses: Housing
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Mortgage or rent
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Real estate property tax
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Personal property tax
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Homeowner’s insurance
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HOA fees
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Total Housing Expenses
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Expenses Utilities
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Electric
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Gas / Heating oil
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Water / Sewage
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Telephone
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Trash Collection
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Cable TV
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Internet provider
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Cell Phone
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Total Utility Expenses
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Expenses Health / Medical
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Medical Insurance
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Dental Insurance
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Doctor / lab work
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Dentist
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Orthodontist
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Therapist
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Eyeglasses / Contacts
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Emergency / Hospital
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Medications
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Other
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Total Health/Medical Expenses
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Category
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Yearly Budget
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Yearly Actual
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Difference
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Notes
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Expenses: Transportation
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Car payments
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Car insurance
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Car maintenance
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Mass transit costs
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Gas
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Parking / tolls
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Tags / inspection
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Total Transportation Expenses
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Expenses: Credit Cards, Loans
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Credit Card:
Balance:
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Credit Card:
Balance:
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Credit Card:
Balance:
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Student Loans
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Legal Fees
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Child support
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Total Credit Cards/Loans/
Other Balances and Fees
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Expenses: Food and Entertainment
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Groceries
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Meals out
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Entertainment (movies, etc.)
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Hobbies
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Total Food and Entertainment
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Expenses: Children
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Child care
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School tuition
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Lunch money
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School supplies
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Lessons/sports
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New clothing
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Personal grooming
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Allowances
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Other
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Total Children Expenses
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Expenses: Personal
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Dry cleaning/laundry
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Personal grooming
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New clothing
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Total Personal Expenses
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Category
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Yearly Budget
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Yearly Actual
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Difference
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Notes
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Expenses: Savings/Large Expenses
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Savings amount going into an account every month
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Holiday gifts, birthday, etc.
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House maintenance/repairs
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Furniture
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Charity/church
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Vacation
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Total Savings/Large Expenses
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Total Yearly Income
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Total Yearly Expenses
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Difference
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